The declarations page
This section of the policy includes basic details of the agreement. It is important that you review this page to make sure all the information is correct and all the coverages you requested are included. The declarations page includes:
- Name of the insurance company
- Name(s) of the policyholder(s)
- Policy number
- Policy period
- Description of the vehicle(s) insured
- Coverages purchased
- Limits of liability and deductibles purchased
- Premium charge for each coverage
- List of forms that are a part of the policy
The second part of your insurance contract is the policy itself. This includes:
- Insuring agreement
- Definitions
- When and where coverage applies
- Conditions if the vehicle is financed
- General conditions
- Mutual conditions
- Exceptions and endorsements of the policy
Make sure you review your declarations page to verify that your policy includes the types and amounts of coverage you requested.
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