What you will have to do is to make proper investigation about the rate of premiums and the different rules in relation to the health insurance policy.
On the other hand, in the event of getting facility from the college campus during the pre-existing health related problems, the college will not give you any backup as the type of your illness is pre-existing. It will be a problematic issue for you to get the advantage in getting benefits during the pre-existing condition.
However your insurance police will not face the cancellation or you won't be denied to apply for the college healthcare insurance policy due to the pre-existing disease but for the pre-existing physical disorder, you will not get any financial or medical backup from the college as per the terms and conditions of the college health insurance package.
There is another vital issue which you keep it in your mind. You will have to check whether your insurance policy provides the summer break coverage option. It is seen that some colleges are not ready to offer the summer break coverage to the students as during the summer vacation, the colleges are usually closed and students don't attend classes. You should verify whether your college campus offers this health coverage for the summer break.
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