Shopping for health insurance

This section provides information about how to get the most out of your health insurance coverage. It can also help you decide if the coverage you have is right for you. Tips: checking out a plan Make sure the coverage you buy fits your needs, and that you receive the best price for the coverage. You should compare benefits and rates. Look at two or three different plans to compare them against... Read...

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Buying insurance on the internet

The accessibility and ease of the Internet has revolutionized the shopping world. Everything from pet food to furniture is available 24 hours a day, seven days a week, from the comfort of your home. This includes insurance. Here are some tips to help you protect yourself when buying insurance on the... Read...

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How insurance companies determine auto rates

If an insurance company wants to change its rates, it must submit its request to the Office of the Insurance Commissioner. The filing must include enough statistical, financial, and other information to show the change is necessary. If the company can show the requested change is justified and we... Read...

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Reducing your rates of homeowner insurance

Every insurance company that provides homeowner coverage uses its own package of "special" discounts to market its products to particular types of customers. The following list contains suggestions on how to reduce your rates. Be sure to ask your agent about: Non-smoker discount – Some insurers offer a discount when all family members are nonsmokers. Long-time customers – Some insurers offer discounts... Read...

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How to obtain the best value of travel insurance

If you are an occasional traveller you will probably ensure your the agent travel. But if you travels more than twice a year, it is much more profitable to have an insurance to last all the round year, than buying one each time you travel. Think ahead, plan ahead. Annual travel insurance easily pays for itself with just a couple of trips. But not all insurances are worth the same and as always cheapest... Read...

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